ATM Security

ATM Security - Protecting You and Your Customers

An industry standard has been designated by Underwriters Laboratories for ATM security referred to as UL 291. Also called 24-hour safes, these units are capable of holding cash unattended after business hours.

All units offer either combination or electronic locks. Larger cash cassettes are also available to minimize the frequency of reloading. GPS units can also be installed to facilitate the tracking of the ATM machine for further protection.

Manufacturers recommend installing an ATM unit by securing it to a surface, preferably bolting it to a cement floor. Customer safety and trust is a high priority. In the interest of ATM fraud prevention, all new ATM machines must be Triple Data Encryption Standard (DES) compliant.
New machines have also gone to a dip-style card reader in place of the older technology where the personal I.D. card was pulled into the machine for processing. Due to advancements in technology and manufacturing, ATM machines are not just for banks anymore. Cash is still the top commodity and recent modifications have made ATM machines safely accessible for any small business with sufficient potential to justify the investment.

How we use Automatic Teller Machine? We insert our card in card slot of the machine, then enter 4 digit secure pin and choose the amount to withdraw, that's it. How Our ATM Card or 4 Digit Secure Pin can be stolen?

Your friend or college may guess your password and steal your card from your pocket. There may be small, portable wireless hidden camera in side the ATM machine to keep an eye on your figures and to record the pin code (Password) you enter for money withdrawal.

Never, Never disclose your ATM Pin to any of the person except your self. In any case if you have to disclose, immediately change the pin on you next ATM visit.

1. Do not use your card, if you see any abnormal device attached near ATM machine, may be near keypad or near card slot.

ATM cash machines have been incorporated in our way of life. Using an ATM machine safely requires awareness and a little planning. Most ATM robberies occur at night between 8:00 PM and midnight. ATM robbers are usually males under 25 years of age and most work alone. ATM robbers usually position themselves nearby waiting for a victim to approach and withdraw cash. Most ATM robbers used a gun or claimed to have a concealed weapon when confronting the victim and demanding their cash.

If you or your family members use ATM cash machines on a regular basis, here are some tips that can make the process a little safer:

- Use only ATM machines in well-lighted, high traffic areas. Don't use ATM machines that are remote or hidden, such as being located behind buildings, behind pillars, walls, or away from public view. ATM robbers like to have the element of surprise and no witnesses. When you approach and ATM on foot, be prepared and have your access card ready. Memorize your personal PIN number to prevent loss and speed the transaction. Never accept an offer to help or request for help from a suspicious male ahead of you at the machine. If anyone suspicious or seemingly dangerous approaches, terminate your transaction and leave immediately, evin if it means running away and leaving your ATM card in the machine. When you receive cash from the machine, put it away immediately, extract your card, and walk away.

- If you use your car at a drive-thru ATM machine, the same rules apply. Keep the car in gear, with your foot firmly on the brake, while using the ATM machine. If you see anyone approaching, drive off even if it means leaving your ATM card behind. If an armed robber confronts you, just give up your money without argument. - If lights are around the ATM are not working, don't use that machine.

- Avoid ATM machines adjacent to obvious hiding places.

- Have your card ready and leave quickly, not counting your cash in public.

- Beware of offers for help from strangers during an ATM transaction.

- Drive or walk to a safe place and immediately call the police.

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